About Us

Financial Inclusion Without Borders

Company Overview

Community Finance Ltd (CoFi) is the fastest growing Microfinance Institution in Malawi duly registered by Reserve Bank of Malawi. It is an emerging leader in agricultural financing and sustainable micro-finance services to SMEs and Personal markets. The Company is a wholly owned subsidiary of Tradeline Corporation Group Ltd. CoFi’s operations are focused on the development of regulated innovative financial solutions targeted mainly at the un-banked and under-banked sectors of the economy. Our Goal is to create opportunities for the people who are economically active but are excluded from the formal lending mechanisms.
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Company History

Community Finance Limited was incorporated in 2012 after observing an overwhelming need for financial services by people in the formal and marginalized communities who have never had an opportunity to access banking services. Initially, CoFi operated as a licensed Microcredit Agency. On 8th August, 2019. CoFi was upgraded to non-deposit taking micro-finance institution by Reserve Bank of Malawi (RBM). This development was as a result of its strong Institutional Corporate Governance, Risk management framework and attaining Capital adequacy requirements set by RBM. This status presented an opportunity for CoFi to provide both the technology and specially formulated products to its clients and enhance delivery channels.
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To be Africa’s leading Community Bank.

To uplift economically low-income citizen especially women and youth who have the potential to grow their ideas into larger enterprises through innovative micro-finance services.

CoFi is strategically positioned to become a deposit-taking Bank in Malawi, to offer a secure and reliable suite of community-focused banking products and services. The Company shall strive to strengthen its position in the chosen markets in order to enhance its portfolio of investments